Solution for Advisors
Retirement plan administration can be challenging, especially when balancing all your other daily responsibilities as an advisor. The CoPilot with Raymond James 401(k) plan includes proactive notifications to support plan administration, helps keep your plan compliant, and delivers high levels of service and support to both you and your clients.
Solution for Plan Sponsors
Operating a 401(k) plan can be a lot of work for plan sponsors, but CoPilot with Raymond James as the 3(38) was designed with an understanding that business owners may not have much time in the day to allocate to running their plan. Use this resource to walk clients through the important details of the Raymond James CoPilot Solution.
Solution for Individual(k)
Owner-only businesses and partnerships often struggle to find a retirement plan that fits their needs, but saving for the future doesn't have to be complicated. Use this resource to walk your clients through the features, benefits, and pricing of the Raymond James CoPilot Individual(k) solutions that are available.
CoPilot with Raymond James Traditional Plan Pricing
Traditional plans are designed for any business that has non-owner, full-time employees.
*Fees are shown in annual terms but are deducted monthly based onthe average daily balance for the proceding month.
The monthly custodial and trading fee is roughly 0.00583%.
** The intermediary service fee will be converted to a monthly charge by dividing the annual fee by 12.
As of 01/01/2021.
Pricing is subject to change.
Excludes investment expenses.
| Employee fees | |
| Monthly Recordkeeping | $5/participant |
| Annual Custodial and Trading* | 0.07% |
| Annual Intermediary Service Fee** (Includes 3(38) Fiduciary Fee) |
Set by Fee-based Advisor |
| Monthly employer fees | $100 |
|
One time costs |
|
|
Start-up and Conversion Plans |
$390 Setup |
Let us help you win.
New plan sales
833-893-3233
Existing plan service
833-892-8878
CoPilot with Raymond James Individual(k) Plan Pricing
Individual(k) plans provide all the same benefits of a 401(k) but are designed for owner-only organizations, such as:
- Owner-only businesses whose only employees are the owner or the owner and spouse.
- Partnerships whose only employees are partners or partners and spouse.
- C and S corporations where the corporation has only one shareholder and the only employees are the shareholder or shareholder and spouse.
*Fees are shown in annual terms but are deducted monthly based onthe average daily balance for the proceding month.
The monthly custodial and tradign fee is roughly 0.00583%.
** The intermediary service fee will be converted to a monthly charge by dividing the annual fee by 12.
As of 01/01/2021.
Pricing is subject to change.
Excludes investment expenses
| Employee fees | |
| Monthly Recordkeeping | $5/participant |
| Annual Custodial and Trading* | 0.07% |
| Annual Intermediary Service Fee** (Includes 3(38) Fiduciary Fee) |
Set by Fee-based Advisor |
| Annual employer fees | $300 |
|
One time costs |
|
|
Start-up and Conversion Plans |
$50 Setup |
